Finding Affordable Insurance Coverage: Insurance Resources

You know you need insurance, but the subject can be a complicated one. How much insurance do you need? What if there’s a risky scenario that you’ve never even thought of? Who can explain exactly what the terms of your policy mean? How do you know if you’re getting a fair price? Who do you turn to when you have a claim?

Find independent insurance agents in PA & MD who will help take the mystery out of insurance. Schedule an appointment with an expert who can be your best advocate as you make insurance choices, an expert who can help you compare costs and coverage options so you can make solid choices.

We hope the resources in this section of our Web site will help you learn more about the various insurance coverages so that you can make a list of questions to ask an agent, and so you can make a more informed buying decision. Choose between information on insurance for your home or personal auto, or your business.

Personal Insurance 101

Learn about insurance coverages, such as the difference between actual cash value and replacement cost value, and explore reasons why umbrella coverage might be right for your needs. Also find information on creating a home inventory and other selected topics designed to help you learn more about personal insurance.

Business Insurance 101

Insuring your business requires knowledge of the risks your business might face, such as cyber threats and equipment breakdown. Visit this section to learn about business insurance basics, ways to save on your business insurance, and basic information on business coverages. Your independent insurance agent is an expert on business insurance and is your best resource for making sure your business is protected.

Safety Center

Whether this is your first insurance policy or you’ve been purchasing insurance for years, visit the Safety Center to brush up on ways to keep safe on the road, maintain safety in your home, and work safely on the job.

Storm Center

Don’t wait until an emergency or disaster strikes to think about what you will do to protect your family, property, or business. Visit the Storm Center to learn about ways to prevent damage to your home during and after a storm, and how to create emergency kits to keep your loved ones safe.

Glossary of Insurance Terms

To help you better understand the insurance terms used in your policy and on this site, we are providing a quick link to a glossary on the Insurance Information Institute Web site. Open the glossary now.

Links to insurance, health, and safety tips:

INSURANCE-RELATED SITES:

Advocates for Highway and Auto Safety
Join the coalition to improve highway and auto safety through public policy.
Coalition Against Insurance Fraud
Learn how to avoid being victimized by insurance fraud.
IIHS (Insurance Institute for Highway Safety)
Crashworthiness evaluations, fatality facts, and more! A must read before you purchase a car.
NAMIC (National Association of Mutual Insurance Companies)
Learn more about the industry to which Mutual Benefit belongs.
AICPCU/IIA (American Institute for Chartered Property Casualty Underwriters/Insurance Institute of America)
A valuable online resource for professional insurance education.

HEALTH-RELATED SITES:

American Association of Pediatrics
An organization committed to the health and well-being of infants, children, and young adults.
Health On the Net Foundation
Use the MedHunt search engine to find valuable medical sites, hospitals, and medical support.
Mental Health Net
An award-winning guide to online mental health, psychology, and psychiatry resources.
U.S. Department of Health and Human Services
Access the U.S. government’s principal agency for protecting the health of all Americans.
Healthfinder
Browse the listed categories or conduct your own keyword search to access a database of health-related information.

AUTOMOBILE SITES:

Advocates for Highway and Auto Safety
Keep on top of the latest issues and policies, print policy statements and fact sheets on numerous topics including teen divers, air bags, and more!
Car and Driver
An online version of the magazine. Useful information including numerous online issues, a buying guide, and classifieds.
AAA Foundation for Traffic Safety
A must for parents of TEEN DRIVERS. Find educational materials, statistics, online quizzes, and more! Driver-ZED allows teens to gain real-world driving experience on your PC!
www.safety.org
Become a more informed driver! Tips on jump starting, hydroplaning, air bags, and more! IIHS (Insurance Institute for Highway Safety) Crashworthiness evaluations, fatality facts, and more! A must read before you purchase a car.