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From Model T's to SUV's: We've insured four generations of American motorists.

In 1934, Mutual Benefit Group's member companies were among the first in their area of operation to offer comprehensive and collision insurance coverage for automobiles that had been financed through a bank or loan company. Highways and cars have certainly changed since then, but our commitment to meeting the changing needs of American motorists has not.

Learn how Mutual Benefit can help you save on your auto insurance premiums, provide you with tailored pricing and coverage through our MBG PROcision Auto Program, and how our personal auto specialty coverages provide peace of mind whether you're traveling across town or across the country.

Save on your auto insurance with these discounts and credits:

  • Personal Account Credit - Receive a 15% credit when you insure both your home and auto with MBG.
  • Accident-Free Discount - MBG will forgive your first at-fault accident if you have been loss free for five consecutive years.
  • Multi-Car Discount - Receive a 25% credit when you insure two or more vehicles with us.
  • Auto Safety Features Credit - Airbags, automatic seatbelts, anti-lock brakes and anti-theft devices add up to a lower premium.
  • Good Student Discount - Young drivers who excel in their studies and/or complete a driver education course receive credit.
  • Over-55 Discount - Pennsylvania policyholders age 55 and above who complete an approved driver improvement course receive a discount.
  • We value our policyholders and reward customer loyalty/longevity in our pricing structure.

PROcision Auto Coverage

Mutual Benefit Group’s PROcision Auto Program provides you with the best possible coverage at the best possible price. Rather than grouping drivers into a few broad categories based on a few broad characteristics, we look at a wide variety of factors that take into account your particular lifestyle and circumstances. That means that instead of charging generalized rates, we can offer a host of individualized, precision price points. And it also means that you can be sure you’re getting the coverage you need at a price that’s tailored specifically for you. With PROcision, you receive the best value for your insurance dollar throughout your lifetime.

The average driver spends seven hours a week behind the wheel. A lot can happen in seven hours. Is your insurance coverage in it for the long haul?

Personal Auto Specialty Coverages:

  • Towing Services
  • Rental Reimbursement
  • Repair or Replacement Cost Coverage -Available for new cars only, this coverage extends over a period of five years and provides a variety of loss settlement options, including repair, replacement, or provision for the cost of a new vehicle, depending on the amount and type of damage.
  • Auto Loan/Lease - This coverage will reimburse you the difference between the depreciated value of your car and what is owed on a loan or lease in the event that your vehicle is "totaled."
  • MBG's Auto Advantage - Our Auto Advantage "bundle" of coverages gives you an added layer of protection should your vehicle become inoperable as the result of a covered loss. For a nominal fee, you can add a layer of protection including:
    • Transportation Expense - MBG will pay not just for rental of a substitute vehicle but for a variety of temporary transportation expenses as well.
    • Emergency Travel Expense - If you are more than 100 miles from home when your car is damaged, Mutual Benefit will cover expenses such as temporary housing and meals, travel to and from home, and the cost of returning your vehicle to your home.
    • Towing and Labor Expense
    • Locksmith Services
    • Air Bag Replacement (for accidental deployment)

Quick contact: - Call: 1-800-283-3531 - or email: info@mutualbenefitgroup.com


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