Part of running a business involves making sound financial decisions. Before you can make these decisions, however, you need to review your options—one of which is your business insurance premium.…
Welcome to Business Insurance 101!
This section will provide information on certain coverages your business needs or might benefit from, as well as provides material to help you enhance your knowledge of business insurance.
Business Insurance Basics
According to the U.S. Small Business Administration (www.sba.gov), insurance coverage is available for every conceivable risk your business might face. Businessowners must weigh the costs and amounts of coverage needed…
Cyber Liability – Would Your Business Survive a Security Breach?
Cyber Risk is a growing issue Virtually every business relies on data and computer systems. When these systems experience a virus or other computer attack, a business is at risk…
Data Compromise – How Would Your Customers React if their Personal Data is Breached?
An Emerging Risk Today, all businesses collect and store personal information about customers, employees, and others. And data compromise — the theft, loss, or mistaken release of private information —…
Equipment Breakdown
Most business owners do not realize their commercial property policy does not cover internal causes of equipment failure, such as electrical short circuit or arcing. Only equipment breakdown coverage offers…
Businessowners Package Covers More Than Just a Building and the Contents
When a business experiences a loss, you readily think of the damage to the building and its contents. It can be an unpleasant experience to learn about the economic impact…
Understanding your business auto policy: collision coverage versus other than collision coverage (aka comprehensive)
Are these required coverages? No, unless your vehicle is financed. If you financed the purchase of your car, your finance company or bank might require that you carry certain coverages…
Artisan Contractors
While you’re on the job, you need an insurance company that is on the job protecting your business. Many businesses fall under the Artisan Contractor classification, including: masonry contractors; heating…
Seven Reasons to Choose an Independent Agent
Insurance can be a complicated purchase. You’re not buying bread or milk. You’re buying a promise of protection that could potentially make or break your financial well-being. How do you…
Choose the Right Insurance Agent for Your Business
Independent insurance agents offer you a choice, are licensed experts, become personal advisers, and are just around the corner from your business. But, how do you know you are choosing…