Part of running a business involves making sound financial decisions. Before you can make these decisions, however, you need to review your options—one of which is your business insurance premium.…

According to the U.S. Small Business Administration (www.sba.gov), insurance coverage is available for every conceivable risk your business might face. Businessowners must weigh the costs and amounts of coverage needed…

Cyber Risk is a growing issue Virtually every business relies on data and computer systems. When these systems experience a virus or other computer attack, a business is at risk…

An Emerging Risk Today, all businesses collect and store personal information about customers, employees, and others. And data compromise — the theft, loss, or mistaken release of private information —…

Most business owners do not realize their commercial property policy does not cover internal causes of equipment failure, such as electrical short circuit or arcing. Only equipment breakdown coverage offers…

When a business experiences a loss, you readily think of the damage to the building and its contents. It can be an unpleasant experience to learn about the economic impact…

Are these required coverages? No, unless your vehicle is financed. If you financed the purchase of your car, your finance company or bank might require that you carry certain coverages…

While you’re on the job, you need an insurance company that is on the job protecting your business. Many businesses fall under the Artisan Contractor classification, including: masonry contractors; heating…

Insurance can be a complicated purchase. You’re not buying bread or milk. You’re buying a promise of protection that could potentially make or break your financial well-being. How do you…

Independent insurance agents offer you a choice, are licensed experts, become personal advisers, and are just around the corner from your business. But, how do you know you are choosing…