Most states require businesses to provide workers’ compensation insurance if they employ one or more people, including themselves and family members. Typical workers’ compensation insurance covers medical care and lost…

All businesses have one thing in common—the need for protection from liability claims. These claims arise when you are legally obligated for someone who was injured while on your property,…

Commercial property insurance helps protect a business by paying for all or part of costs when a covered loss occurs. In this way, property insurance can help keep businesses open…

According to the Internal Revenue Service, courts consider many factors when determining if someone is an employee, an independent contractor, or a subcontractor. These factors are contained within three different…

Any business that transports goods should consider adding an inland marine insurance policy to its other business insurance coverage. The coverage applies to items transported that belong to the business…

Regardless of the size of your business or whether it is private or publically traded, it is wise to consider adding directors and officers (D&O) coverage to your business insurance…

Employment practices liability (EPL) coverage protects your business if an employee, customer, or vendor alleges discrimination, wrongful termination, harassment, wrongful failure to promote, or retaliation. The EPL coverage will pay…

If your business provides services, you likely would benefit from having errors and omissions coverage. This type of coverage helps protect your business in the event a client holds you…

Operating your business out of your home can be exciting and rewarding but can also be a nightmare if you aren’t adequately insured based on your business model.  Many home-based…

The 2018 Report from the Association of Certified Fraud Examiners found that, from 2002-2018, small businesses had a fraud frequency around 28%, which was higher than that of larger organizations…