Serving Maryland, Virginia, Delaware, and PennsylvaniaHMS Insurance Associates is a leading independent insurance agency in the Mid-Atlantic Region, servicing clients throughout the country. Founded in 1943, our main office of operations is located in Hunt Valley, Maryland; just north of the Baltimore area. We specialize in commercial insurance, surety bonding, captives, risk management services, personal home and auto, and employee benefit solutions for individuals and business owners. Our team of more than 135 insurance professionals is dedicated to providing superior customer service along with competitively priced insurance and risk management products. And our team of in-house claims mediators will be there for you when an unexpected event occurs.