Skip to content

Winter Storm Safety

Severe winter weather is on it's way.

Winter storms in the Mid-Atlantic region can bring ice, snow, sleet, and freezing rain. Winds that accompany these storms can cause blowing and drifting snow, which can lead to power outages and treacherous driving conditions. The information on this page is intended to help you prepare for winter storms in advance, when possible, and also provides links to helpful resources you might need before, during, or after a severe winter weather event.  

Need to report a claim? We're ready to help, 24/7.

If you have an insurance claim, notify your independent insurance agent or Mutual Benefit as quickly as possible. Call your agent directly, or dial the appropriate number below 24 hours a day, seven days a week:
  • Auto, home, or business claim: 1-800-290-6361

  • Auto glass claim: 1-800-232-8315

Click on the following link to use our Find An Agent locator to quickly find your agent's phone number. For more information on the claims process, visit the Claims page on our Web site.  

Latest Storm Warnings and Updates

  • Visit the National Oceanic and Atmosphere Administration (NOAA)

Disaster Information

  • Visit the Federal Emergency Management Agency (FEMA) Web site to monitor conditions in your area

Pennsylvania Residents

  • View state-wide conditions from the Pennsylvania Emergency Management Agency (PEMA)

Maryland Residents


How to Care for Your Home and Property Before and After a Winter Storm

Click on a topic below to learn more about how to protect yourself, your family, and your property--before, during, and after a winter storm. Avoid Scams After the Storm - Don't become a victim of high-pressured sales tactics by unscrupulous contractors who take advantage of people after a severe weather event. Disaster Preparedness - Create an emergency kit, an evacuation plan, and stay informed before, during, and after the storm. Emergency Supply Kit for Your Auto - Don't be caught off guard without emergency supply materials in your auto. Here's what every well-prepared driver should keep in a vehicle. Family Communications Plan During Disaster - Your family might not be together when disaster strikes. Use "ICE" contacts in cell phones and personal contact cards to help family members find each other in the event of an emergency. Generator Safety - Generators can help keep your family safe and comfortable during power outages. But, they can also be deadly if you do not operate them properly. Home Emergency Supply Kit - Create an emergency supply kit for your family in case severe weather or other emergencies keep you confined to your home. Pet Safety In Disasters - Plan now so you can keep your pet safe in the event of an emergency. Prevent Frozen Pipes - When temperatures drop, pipes can freeze and cause thousands of dollars in damages. Learn how you can prevent or reduce those damages. Prevent Ice Dams on Your Roof - Why it's important to inspect your roof drainage before and after winter storms. Prevent Roof Collapse on Homes - Do you know how to cope with the potentially dangerous collection of ice and snow on your roof? Reduce the Risk of Water Damage in Freezing Temperatures  - Freezing pipes that burst can cause extensive damage to your home. Preseason maintenance is the best way to reduce your risk of freezing pipes.  Selecting a Roofing Professional - It's not everyday you purchase a new roof for your house. Make sure you choose a reputable roofing professional.